• boat
  • commercial bonds
  • church
  • collectibles
  • collector vehicle
  • commercial auto
  • commercial vacant
  • dwelling fire
  • flood
  • general liability
  • High Value Home-W140
  • Homeowner-W140
  • In-Home Business-W140
  • Manufactured Home-W140
  • Motorcycle-W140
  • Motor Home-W140
  • Personal Umbrella-W140
  • Snowmobile-W140
  • Travel Trailer-W140
  • Vacant Dwelling-W140
  • workers comp

Grand General Agency

1240 Chicago Dr
Jenison, MI 49428
Phone (800)869-2022
Fax (888)767-0826
Text Line: 616-606-FAST(3278)

gga@thehelpfulpeople.com
commercial@thehelpfulpeople.com
marketing@thehelpfulpeople.com

  • JanitorialJune162014-W500
  • Cyber LiabilityAugust102013-W500
  • Manufactured Home All ProductsMay 2018
  • Business Owners PolicyMay252015-W500
  • CommercialAugust222016-W500
  • ELPIFeb102014-W500

What You Need To Know About A Non-Profit Package

The Specialty Non-Profit Package Product targets non-profits such as: business associations, chambers of commerce, charitable organizations, fundraising foundations, membership organizations, and trade associations.

Sometimes these organizations have multiple events throughout the year. It's easy to cover them with a blanket special events endorsement. This endorsement allows up to 2,500 attendees for each event, and can also be written with up to 2,500 active memberships.

The Social Services Product targets humane societies, pet rescue groups, human services counseling, thrift store organizations, and conservation groups.

Coverage can include a full package, including GL, E&O, D&O, EPL, and Property. Minimum premiums start at $250 for property, and $500 for the GL/E&O. Full prior acts coverage can also be added. USLI offers a business resources hotline number when EPL is purchased as well. The Business Resource Center can provide your policyholders access to the following free or greatly discounted value-added services: human resources, payroll processing, cyber risk, background checks, recruiting and interviewing training, alcohol and service safety, online and print marketing, web site tools, and search engine optimization, and social media.

The Arts and Culture Product targets theater groups, art galleries, museums, and choir and orchestra groups.

For all product lines, abuse and molestation coverage can be included, mental anguish and emotional distress wording is expanded and defined in the policy language, and inland marine coverage can be included for the non-profit's equipment going out on the road.

The list doesn't stop here! Give us a call with your risk and we'll gladly see how we can help!

Selling High Value Homeowners Insurance

Do you have customers with high value homes, expensive vehicles, large personal property schedules, yachts, or multiple/seasonal homes? Protect their investments with a High Value Homeowners policy.

Let your affluent customers know that a standard homeowners policy might not offer enough coverage for them.  A policy through Chubb offers full replacement cost on the home, replacement cost for contents, a cash settlement option , broad coverage, and options tailor made for affluent customers.

Seek out places where affluent customers may be, such as, yacht clubs, country clubs, ski resorts, motorhome dealerships, realtors, etc.  Ask if you can leave your business card.  Get referrals from current customers or friends.

We want you to be successful, let us help you!

We Offer Professional Liability Coverage

We offer Professional Liability coverage through USLI.  These products can either be written on a stand-alone basis or in conjunction with a Business Owners Policy.  We can provide D&O, E&O and EPLI for a wide variety of classes including Corporate D&O, Non Profit D&O, Real Estate E&O, and Community Association D&O among many others.

Some of the outstanding features available include:
  - Defense outside the limits
  - Lifetime reporting period for former directors and officers
  - Separate limits for D&O and EPLI, when purchased
  - Free human resources HELPLINE

As an added bonus, commission on the following classes has been increased to 15%
  - Non Profit D&O/package
  - EPLI
  - Technology Professional Package
  - Specified Professions E&O/package
  - MicroTek

We Make Writing Flood Insurance Easy

We take the hassle out of writing flood insurance! We'll run the flood zone determination, we'll do the quote, we'll prepare the app, we'll issue the policy - all on your behalf.

You can email or fax us a quote request form, or if you need a quote immediately for a closing, you can give us a call. Once we receive the request, we will order the flood zone determination, issue the quote, and even issue the policy the same day* (if the risk doesn't have to be reviewed by the company).

Call us today or visit our flood page if you have any questions.

*There is a 30-day wait on policies that aren't for a loan closing.