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Aegis Security Places Moratorium On Territory 1 In Michigan |
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Wednesday, 11 January 2012 20:41 |
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Aegis Security has placed a moratorium on unoccupied dwelling risks in the cities of Detroit and Flint, otherwise classified as Territory 1. This action is based on exposure control and reinsurance considerations. We are working with Aegis Security to obtain a revised application for the Michigan product that reflects this decision.
Though Aegis Security has placed a moratorium on Detroit and Flint business, we at Grand General can help you place vacant coverage with other carriers. Please submit a vacant quote request form.
If you have any questions in regards to Aegis Security's decision, please contact us toll free at 1-800-869-2022.
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Fireman's Fund Provides Good Advice For Protecting Your Home |
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Wednesday, 30 November 2011 16:22 |
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Fireman's Fund Insurance Company provides a nice reminder on ways to minimize the inconvenience and damage that may ensue as a result of severe weather during these upcoming winter months. This advice is good for owner occupied homes as well as vacant buildings. Here are a few things Fireman's Fund suggest you put on your Winterization Checklist:
- Prevent frozen pipe bursts by insulating exposed pipes.
- Set your thermostat to no lower than 55 degrees when you leave your house for an extended period of time.
- Have your roof gutters cleaned and inspected to reduce the risk of ice damming.
- Have mature trees inspected and maintained.
- Have salt/sand on hand for icy sidewalks and driveways.
Click here to read Fireman's Fund full article.
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USLI Introduces Admitted General Package Products in Wisconsin |
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Wednesday, 28 December 2011 15:14 |
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USLI is pleased to announce an expansion to their admitted product offerings in Wisconsin. This is in addition to their admitted Businessowners Package product offering multiline coverage for over 70 ISO classes. The admitted package products now offer admitted multiline or monoline coverages for over 470 ISO classes in Wisconsin. The USLI products that are now admitted are:
- 1-4 Family Dwellings
- Artisan Contractor
- Lessor's Risk
- Main Street Mercantile
- Restaurants, Bars and Taverns
- Vacant Building
To start a quote, print an application, or view additional product information please visit the respective products in our product menus. You can also call us toll free at 1-800-869-2022.
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Year-round Coverage is Good for Your Customer and Your Agency |
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Wednesday, 14 December 2011 14:46 |
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A Tip o' the Mornin' from American Modern:
No doubt you have customers who are looking for ways to save money. But canceling insurance on a seasonally used boat, motorcycle or snowmobile can be "penny-wise, pound-foolish" as the saying goes. Why? Just because a vehicle is winterized, and/or stored indoors, does not eliminate the risk of theft, vandalism, or physical damage.
The seasonal cycle of cancellation and rewriting coverage is not good for your agency either. Not only does it add unnecessary administrative work, and alter your commission cash flow, it also gives your customer a reason to look elsewhere for coverage when the season beings again.
How can you encourage your customers to maintain protection year-round? In addition to reminding them about year-round risks, sign them up on EZPay. Instead of writing one or two big premium checks a year, customers become accustomed to automated, small monthly payments. There is just less perceived benefit to cancelling a $20 per month payment versus cancelling a $250 full payment policy. As a result, we find that customers on EZPay have a significantly higher retention rate, which is good for business.
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