• boat
  • commercial bonds
  • church
  • collectibles
  • collector vehicle
  • commercial auto
  • commercial vacant
  • dwelling fire
  • flood
  • general liability
  • High Value Home-W140
  • Homeowner-W140
  • In-Home Business-W140
  • Manufactured Home-W140
  • Motorcycle-W140
  • Motor Home-W140
  • Personal Umbrella-W140
  • Snowmobile-W140
  • Travel Trailer-W140
  • Vacant Dwelling-W140
  • workers comp

Grand General Agency

3030 Ivanrest Ave SW, Suite B
Grandville, MI 49418
Phone (800)869-2022
Fax (888)767-0826
Text Line: 616-606-FAST(3278)


  • VacantDwellingFireApril252016-W500
  • Travel TrailerFeb172014-W500
  • Manufactured Home All ProductsFeb32014-W500
  • Business Owners PolicyMay252015-W500
  • CommercialAugust222016-W500
  • Workers CompJuly62015-W500

Youth Sports Coverage - It's A Good Idea!

ESPN reports that in the U.S. alone, over 21 million children between the ages of 6 and 17 participate in sports on a regular basis. With youth sports emerging across the nation, more organizations are popping up. Since the priority of these organizations is to provide children with great sports experiences, sometimes proper coverage is last to be picked.

USLI's All-In-One product is specifically designed to meet the needs of nonprofit youth sports orgainization by providing general liability, property, inland marine, directors and officers and employment practices liability coverage, all on one policy! Click Here to visit our Youth Sports page.

Easter Coloring Contest 2018

Tenth Annual Easter Coloring Contest Header

Grand General Agency is proud to announce the return of our Annual Easter Coloring Contest! It is open to you, all agency staff, your kids, grandkids, nieces, nephews, neighbors' kids, friends' kids, your customers' kids or anyone else who would have fun with this!

There will be five categories:

1.  Children up to age 4          4.  Children ages 12 and over

2.  Children ages 5 - 8            5.  Insurance People (You!)

3.  Children ages 9 - 11

Entries must be received by Noon on March 26, 2018. Each winner will receive a very special Easter box created by The Helpful People at Grand General Agency.

Click Here for the rules and the coloring page.

Special Events Need Special Coverage

Special events need special coverage - not an endorsement. Does the homeowner's policy cover liquor liability? Does it specifically name the hall as additional insured? Does it have a million dollar liability limit?

Perhaps the best part of this type of policy is that it stands alone, so if "Uncle Buck" does something stupid, it does not follow the home policy for the next 3 years. So, a special event policy can even protect the homeowner's policy.

Grand General can take care of these issues for you at a very reasonable rate and quotes can be done in 5 minutes or less. You can call our USLI Hotline number at 888-875-5230 and quickly take care of your client or you can call us directly and we can help you - 800-869-2022.

Why Sell BOPs (Business Owner Policy)

A business owner policy can cover your customer's business from losses by writing all the necessary coverages on one policy.  It's kind of like a homeowner's policy for a business.  Just as every homeowner should have a homeowner's policy, every business owner should have the coverage provided by a BOP.

Traditional BOPs cover:

  1. Buildings and contents owned by the company, there are two different forms, standard and special, which provides more comprehensive coverage.
  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of business.  It can also include the extra expense of operating out of a temporary location.
  3. Liability protection, which covers the company's legal responsibility for the harm it may cause to others.  This harm is a result of things that owners or employees do or fail to do in a business operation that may cause bodily injury or property damage due to defective products, faulty installations and errors in service provided.

In addition, we have a market that can also include Professional Liability (also known as E&O) to many classes of BOP coverage.  Businesses such as barber shops, dental labs, consultants, florists, accountants, travel agencies and many more are eligible for this type of coverage.

If you have any questions regarding Business Owner Policies, feel free to give us a call at 1-800-869-2022 or visit our Business Owners page.

Churches & Houses of Worship - A Lucrative Class of Business

Many churches and houses of worship need special forms of coverage, and your expertise. While a little work can be involved, this can be a lucrative class of business to go after. Getting your foot in the door may not be the easiest, so we've put together some suggestions of how to generate this type of business.

Personally visit the primary contact at the church to introduce yourself and discuss coverage needs would be a good start. Don't be afraid to ask for referrals from current church customers. They probably know the correct people to talk to at other nearby churches. Talk to friends and see what churches they attend and who would be the best insurance contact there. Be active in local charitable events. Getting your name out there will help in later contacts. Get involved in your own house of worship. It's a great starting point. Advertise in local charitable or deonominational publications. Your current customer base is also a good source of leads. Ask your current clients for referrals to their churches.

Our church products offer coverage for small community churches, start-ups, storefront, inner city operations, mosques, temples, synagogues and congregations of any size. We will assist you with questions on any coverages or forms that you need help with.

Call us today or visit our Church Product page for an application and product information.