• boat
  • commercial bonds
  • church
  • collectibles
  • collector vehicle
  • commercial auto
  • commercial vacant
  • dwelling fire
  • flood
  • general liability
  • High Value Home-W140
  • Homeowner-W140
  • In-Home Business-W140
  • Manufactured Home-W140
  • Motorcycle-W140
  • Motor Home-W140
  • Personal Umbrella-W140
  • Snowmobile-W140
  • Travel Trailer-W140
  • Vacant Dwelling-W140
  • workers comp

Grand General Agency

3030 Ivanrest Ave SW, Suite B
Grandville, MI 49418
Phone (800)869-2022
Fax (888)767-0826
Text Line: 616-606-FAST(3278)

gga@thehelpfulpeople.com
commercial@thehelpfulpeople.com
marketing@thehelpfulpeople.com

  • VacantDwellingFireApril252016-W500
  • Insurance Agent EONov92015-W500
  • Manufactured Home All ProductsFeb32014-W500
  • Holiday EventsPartiesOct.132014-W500
  • CommercialAugust222016-W500
  • Church April 142014-W500

Non-Profit Package Policies Through USLI

USLI's All-In-One Non-Profit Package product provides non-profit organizations the opportunity to purchase general liability, property, directors & officers and employment practices liability including special events/liquor liability coverage all through one application and one policy!

Target classes include, but are not limited to:

Booster clubs
Chambers of commerce
Charitable organizations
Foundations
Fundraising organizations
Parent teacher organizations
Trade associations
Social service organizations
Fraternal clubs

Coverage highlights include property being covered on special form, general liability on an occurrence form, automatic coverage for volunteers, D&O with a lifetime occurrence reporting provision, and up to three special events with up to 100 attendees free of charge (more can be added for additional premium). Policyholders also gain access to the Business Resource Center which provides free or discounted access to business solution vendors. Solutions include:

  • Human resources services
  • Pre-employment/Tenant screenings
  • Identity theft protections
  • Marketing resources

See www.usli.com/brc for a full list of available business solutions.

Now is the time to reach out to your non-profit clients and prospects to offer a quote through USLI!

Personal Lines Insurance Agents E&O Through USLI

E&O is a critical coverage for insurance agents because they are uniquely exposed to both claims frequency and claims severity. Claims against insurance agents are on the rise. Fortunately, through USLI, we have the protection you need!

Here are some things that the USLI policy offers that sets it apart from others:

  • New ventures accepted
  • No previous coverage required
  • Defense outside the limit of liability
  • Optional coverage for financial planning available
  • Coverage for personal injury
  • Automatic coverage for independent contractors
  • Full prior acts coverage available
  • Professional office product provides professional liability, general liability and business property coverage under one policy

The policy can even be written as a preferred package in some states, combining the E&O with general liability and property.

As an added bonus, ALL USLI policyholders (not just E&O), gain access to their Business Resource Center. This provides free or discounted access to business solution vendors. Solutions include:

  • Human resources services
  • Pre-employment/Tenant screenings
  • Identity theft protection
  • Marketing resources

See www.usli.com/brc for a full list of available business solutions.

In a perfect world, mistakes never happen and clients never sue

In the real world, with tighter deadlines and smaller budgets, mistakes are almost inevitable. Clients can sue even if you didn't do anything wrong. This is why The Hartford offers Professional Liability coverage, which helps an insured protect their business if they're sued by a customer claiming a negligent act, error or omission in the professional services they provide - claims generally not covered by their General Liability policy. In addition to tailored coverage, when you add Professional Liability to a Hartford Business Owner's Policy, you'll reap the benefits of one policy and one bill - it doesn't get more convenient than that.

The following classes are eligible for a Professional Liability endorsement through The Hartford:

  • Accounting & Auditing Services Firms
  • Interior Decorators
  • Advertising Agencies
  • Interpreters or Translators
  • Answering Service Companies
  • Market Research Firms
  • Consultants - Business or Management
  • Notary Publics
  • Wedding Consultants
  • Public Speakers
  • Copying & Duplicating Services
  • Stenographic & Secretarial Service Companies
  • Court Reporters
  • Tax Preparers& Bookkeepers
  • Embroidery Operations
  • Telemarketing Firms
  • Pet Grooming
  • Barbers and Beauticians
  • Graphic Artists & Designers
  • Travel Agencies

No two professional services firms are exactly alike. There's no way a one-size-fits-all approach can meet your customers' specific needs. That's why The Hartford's Professional Liability coverage offers:

  • Class-specific endorsements that reflect the professional services provided by a wide range of professional services companies
  • A broad range of coverage limit and deductible options
  • Coverage limit: $10,000-$20,000,000
  • Deductible: $0 - $25,000
  • Coverage options that help maximize protection

Give us a call to find out more!

Giving Thanks!

All of us at Grand General would like to thank you for a great year and we are looking forward to more good things in the year to come.

As we celebrate with family and friends, let's be grateful for all the things we've accomplished, achieved, been given and have.

Our office will be closed on November 23rd and 24th to be with our families. Wishing you and yours a Happy Thanksgiving!