• boat
  • commercial bonds
  • church
  • collectibles
  • collector vehicle
  • commercial auto
  • commercial vacant
  • dwelling fire
  • flood
  • general liability
  • High Value Home-W140
  • Homeowner-W140
  • In-Home Business-W140
  • Manufactured Home-W140
  • Motorcycle-W140
  • Motor Home-W140
  • Personal Umbrella-W140
  • Snowmobile-W140
  • Travel Trailer-W140
  • Vacant Dwelling-W140
  • workers comp

Grand General Agency

3030 Ivanrest Ave SW, Suite B
Grandville, MI 49418
Phone (800)869-2022
Fax (888)767-0826

gga@thehelpfulpeople.com
commercial@thehelpfulpeople.com
marketing@thehelpfulpeople.com

  • Dwelling Fire-All TypesJuly112011-W500
  • Cyber LiabilityAugust102013-W500
  • USLI Non-Profit PackageJuly302012-W500
  • Special EventsMarch242014-W500
  • Worm BurnerAug102015-W500
  • Workers Comp April 142014-W500

Joins Us For The Charity Worm Burner

worm burner logo

Join Us on September 16th at
Briarwood Golf Course
Help Raise Money For a Great Cause
Helping Hands of Howard City

The cost of the Worm Burner is $85
You'll get 27-holes of golf, cart, lunch,
dinner, snacks, games, prizes & FUN!

Click Here for a Registration Form
You can also be a sponsor!

ACE Private Risk Services Procedures for Renewals

As you have heard by now, ACE Private Risk Services purchased the renewal rights to the Fireman's Fund personal lines book of business. It is their intent to renew as many of the policies as they can. The process for this conversion is as follows:

  1. ACE will release a renewal offer to the agent approximately 50 - 60 days prior to the renewal date.

  2. Modifications can be made to this quote until 35 days prior to renewal when it will be locked by the company. This is a great time to add any additional lines of business (auto, umbrella, scheduled property) that may be missing. Each additional line of business increases the package discount on the policy. Any needed modifications can be sent back to . After the policy is locked at 35 days, any changes must be made by endorsement.

  3. 30 days prior to renewal, the offer will be sent to the insured by ACE. This copy will include payment plan options available to the insured.

  4. Invoices will be printed 18 - 22 days prior to renewal. Insureds will be given a full 22 days to pay..

It is important for your insured's to know that they will be receiving a non-renewal notice from Fireman's Fund. Depending on the state requirements, this notice may be received by the insured prior to the replacement offer from ACE. Please advise them ahead of time to prevent undue concern on their part.

If you have any questions regarding this process, please give us a call.

 

 

Rates Have Been Reduced on USLI Insurance Agent's E&O Product

USLI has recently updated their rates to be more competitive. The following changes are now live in the following states:

IN, OH, WI, MI - Huge premium reductions from $3,500 to $1,894. For example, A risk with $500K premium volume and 50% from commercial lines will now be quoted at $1,894 not $3,500.**

IL, IA, MN - Rates have been amended to now have TIER I rates, as opposed to TIER II. For example, a risk with $2.9 million in premium volume in these states would have yielded a premium of $8,457, but the new premium would be $5,557.

**Note: for accounts with total premium volume up to $500K, USLI's threshold is 50% from commercial lines. For accounts with total premium volume exceeding $500K, USLI's threshold is 35% from commercial lines.

Additionally, USLI is offering First Dollar Defense in ALL states except MI. As always, USLI is able to offer the BOP on an admitted basis in 30 states.

If you have questions regarding this product, feel free to call our office at 1-800-869-2022.

Churches & Houses of Worship - A Lucrative Class of Business

Many churches and houses of worship need special forms of coverage, and your expertise. While a little work can be involved, this can be a lucrative class of business to go after. Getting your foot in the door may not be the easiest, so we've put together some suggestions of how to generate this type of business.

Personally visit the primary contact at the church to introduce yourself and discuss coverage needs would be a good start. Don't be afraid to ask for referrals from current church customers. They probably know the correct people to talk to at other nearby churches. Talk to friends and see what churches they attend and who would be the best insurance contact there. Be active in local charitable events. Getting your name out there will help in later contacts. Get involved in your own house of worship. It's a great starting point. Advertise in local charitable or deonominational publications. Your current customer base is also a good source of leads. Ask your current clients for referrals to their churches.

Our church products offer coverage for small community churches, start-ups, storefront, inner city operations, mosques, temples, synagogues and congregations of any size. We will assist you with questions on any coverages or forms that you need help with.

Call us today or visit our Church Product page for an application and product information.