Your clients might not realize that having an in-home business opens up a risk that their homeowner's policy might not cover. Most in-home business owners have little or no coverage from their homeowner's policy. If your client files a homeowner's claim for losses sustained by a previously undisclosed home-based business, the carrier may refuse to cover it or cancel the policy altogether.
Home-based businesses are everywhere these days. Pampered Chef, Tastefully Simple and Thirty-one Gifts enterprises operating out of a home are common-place. Insurance for your customer's businesses is a MUST. Don't leave their assets vulnerable and don't open yourself to an E&O claim.
Grand General works with several companies offering this type of coverage. Let us help you.
A claimant tripped over loose carpeting and suffered a fractured arm requiring surgery. Medical bills totaled $23,500.
Would a large claim adversely affect your client's home owner's policy?
USLI's Special Events product offers more liability coveage than most home owner's policies, and prevents a claim from causing your client's home owner's policy from being cancelled.
- This admitted product targets up to 5,000 attendees (eligibility up to 10,000) per day.
- Premium starts at $245 for up to 500 attendees per day (varies by state).
- Separate limits for General and Liquor Liability.
- No deductible.
- Wide range of limits beginning at $100,000/$300,000.
- Property owner can be included as an additional insured at no charge.
- From Anniversary parties to Zumba classes, USLI has you covered (over 100 eligible classes)
*Small Town Parades
And much more!
Get a quote through our exclusive USLI hotline. Speak directly with a USLI underwriter who can answer your questions and offer you a quote in about 5 minutes!
USLI Hotline: 1-888-875-5230, or call your friendly agents at Grand General: 1-800-869-2022.
Are you losing your high value home market?
Are you looking for a new high value home market?
Do you want your high value home owners to have the best coverage?
Grand General now offers Chubb Masterpiece home insurance for those high value homes and their owners that want the best.
Some of the reasons to use Chubb Masterpiece home insurance:
Extended Replacement Cost - beyond policy limits when needed on the dwelling.
Exceptional claim service - check out testimonial videos at www.moveuptochubb.com
Cash-out option if you would rather not rebuild.
Rebuild to code including plumbing and electrical.
Water backup of sewers and drains.
Quick note: The field adjusters are on staff with Chubb and have the ability to pay claims on the spot - if they want to deny a claim they have to get supervisor approval - sounds opposite of most companies, don't you think?
Chubb writes high value homes as well as the cars, jewelry, artwork, boats, and collectibles that go with them.
Click Here to check out our High Value Home Owners page for more details or give us a call at 800-869-2022.
If you're looking for coverage on an older home or a newer home, we can write it. If the home is in a park or on private property, we can write that too. Grand General has been insuring manufactured homes for over 25 years. We take pride in the knowledge we have of the manufactured home market.
Call us today for a quote or if you have questions. You can also visit our manufactured home product page by clicking HERE.